Appraisal services for Viola and Latah County homeowners

Here are the top 7 reasons why ID homeowners hire Pinnacle Appraisals, LLC:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
To challenge a ID property tax assessment
To reduce their monthly mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in Latah County or the state of ID

Own a house in or near Viola, ID and need help determining the value of it?
Contact Pinnacle Appraisals, LLC.

We at Pinnacle Appraisals, LLC understand the particular needs of a consumer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our client, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Pinnacle Appraisals, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We are qualified in helping consumers just like you remove unneeded and unwanted PMI insurance.

Challenge Tax Assessment

Lets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An expert appraisal from Pinnacle Appraisals, LLC is your #1 weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. Pinnacle Appraisals, LLC can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for precision, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.